What These Terms Cover for Indonesia
These Terms & Conditions apply when you create, access or use an account where local law permits. They explain the accuracy required for your account details, the phone verification step before account access, and the checks we may make when a wallet instruction needs confirmation. DANA,
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OVO, GoPay and QRIS appear as payment context, but each transaction remains subject to the status shown in your account and the rules of the relevant payment rail. You are responsible for checking the current wording before using the lobby, and we may update the policy
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when operational or legal requirements change. Access depends on local law, and a policy term cannot remove rights that apply to you under mandatory local rules.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.